How To Check Bank Balance From Mobile?

Do you need to check your bank account balance? If yes then this article is for you. In this article, we have told about how to check bank balance from your mobile. Now you do not need to go to the bank branch or to the ATM to check the balance. You can check bank account balance from your phone sitting at your home.

With the new changes in Digital India and banking sector, now banking has become very easy. Now you can open a bank account sitting at home and can do many other things related to the account. This also includes checking bank balance. You can check your bank account balance in a jiffy from your phone without any charge.

How to check bank balance from mobile?

There are many ways by which you can check bank account balance from your phone.

  1. By sending SMS to your phone.
  2. By giving missed call.
  3. With the help of bank app.
  4. Through UPI app.
  5. *99# service
  6. With the help of Internet Banking.

We will see how to check your bank balance in all these ways.

A] How to check bank balance from your mobile by sending SMS?

Many banks now provide SMS banking facility to their customers to check balance. We have given below some bank names and their SMS sending numbers and SMS format.

Note – Keep in mind that you have to send this SMS only from the mobile number registered with your bank.

Bank NameSMS Balance Check NumberSMS Format
ICICI Bank9215676766IBAL
HDFC Bank5676712BAL
Punjab National Bank5607040BAL <space> 16 digits Account Number
Bank of Baroda8422009988BAL <space> 4 digits of account number
Bank of India+919810558585BAL XXXX (XXXX is the 4-digit SMS Password set through the Star Connect Mobile banking Link.)
Canara Bank5607060CANBAL <space> USERID <space> MPIN
UCO Bank56161UCOBAL <space> mPIN
RBL Bank+919223366333BAL <space> Customer ID
South Indian Bank9840777222BAL <space> Four Digits Account PIN
Axis Bank+918691000002BAL <space> Account Number
IDFC First Bank9289289960BAL
Union Bank09223008486UBAL
Sindh Bank8987BALA
Indian Bank9444394443BALAVL <Ac no> <MPIN>
Indian Overseas Bank84240 22122BAL <space> Last four digits of Account number
Federal Bank9895088888BAL <space> myshortno ( myshortno is in format SB + last 4 digits of the account number. eg. SB1234)
Bandhan Bank9223011000BAL <space> Account Number
IndusInd bank9212299955BAL
Kotak Mahindra Bank9971056767BAL
Karnataka Bank9880654321BAL <space> Account Number
Citi Bank9880752484BAL<space>Last 4 digits of your debit card number
Bank of Maharashtra9223181818BALAVL
Saraswat Bank9223810000SBAL <pace> 15 digit Account number

B] How to check bank balance from mobile by giving missed call?

You can check your bank balance by just giving a miss call. You can know your bank balance by calling the missed call number given by the bank from your registered mobile number. As soon as the call is disconnected, you will be told the balance of the bank account through SMS.

  • We have given below bank and its missed call balance check number.

Note – Keep in mind that you have to make this missed call only from the mobile number registered with your bank.

Bank NameMissed Call Balance Check Number
ICICI Bank9594612612
HDFC Bank18002703333
Punjab National Bank18001802223
Bank of Baroda8468001111
Bank of India9266135135
Canara Bank9015483483
UCO Bank18002740123
RBL Bank18004190610
South Indian Bank09223008488
Axis Bank18004195959
IDFC First Bank18002700720
Union Bank09223008586
Sindh Bank7039035156
Indian Bank8108781085
Indian Overseas Bank04442220004
Federal Bank8431900900
Bandhan Bank9223008666
IndusInd bank18002741000
Kotak Mahindra Bank9718566655
Karnataka Bank18004251445
Citi Bank18602102484
Bank of Maharashtra18602102484
Saraswat Bank9223040000

C] How to check bank balance from mobile with the help of bank app?

You can use the app to check your bank account balance. Install the bank’s app on your phone and register in the app and log in. Now you can check the balance in your bank account whenever you want.

We have given below the link of the bank and its mobile app. Download the app on your Android or iPhone by clicking on the link.

Bank NameMobile App for AndroidMobile App for iOS
SBISBI Yono Lite for AndroidSBI Yono Lite for iOS
ICICI BankiMobile Pay for AndroidiMobile Pay for iOS
HDFC BankHDFC Bank Mobile Banking App for AndroidHDFC Bank Mobile Banking App for iOS
Punjab National BankPNB ONE for AndroidPNB ONE for iOS
Bank of BarodaBoB world for AndroidBoB World for iOS
Bank of IndiaBOI Mobile for AndroidBOI Mobile App for iOS
Canara BankCanara ai1 for AndroidCANDI for iOS
UCO BankUCO mBanking Plus for AndroidUCO mBanking Plus for iOS
RBL BankRBL Bank MoBank for AndroidRBL Bank MoBank for iOS
South Indian BankSIB Mirror+ for AndroidSIB Mirror+ for iOS
Axis BankAxis Mobile for AndroidAxis Mobile for iOS
IDFC First BankIDFC FIRST Bank: MobileBanking for AndroidIDFC FIRST Bank: MobileBanking for iOS
Union Banknxt – Union Bank of IndiaUnion Mobile for iOS
Sindh BankSindh Bank Mobile App for AndroidSindh Bank App for iOS
Indian BankIndOASIS Indian Bank MobileApp for AndroidIndOASIS for iOS
Indian Overseas BankIOB Mobile for AndroidIOB Mobile for iOS
Federal BankFedMobile for AndroidFedMobile for iOS
Bandhan BankmBandhan for AndroidmBandhan for iOS
IndusInd bankIndusMobile for AndroidIndusMobile for iOS
Kotak Mahindra BankKotak Mobile Banking for AndroidKotak Mobile Banking for iOS
Karnataka BankKBL MOBILE Plus for AndroidKBL MOBILE Plus for iOS
Citi BankCitibank IN for AndroidCitibank IN for iOS
Bank of MaharashtraMaha Mobile for AndroidMaha Mobile for iOS
Saraswat BankSaraswat Bank Mobile Banking for AndroidSaraswat Bank Mobile Banking for iOS

D] How to check bank balance from mobile through UPI app?

UPI feature has been established in India under Digital India. Now with the help of UPI you can check your bank account balance and send and receive money.

We have given below some UPI App and their Android and Apple links. Download the app by clicking on the link and register in the app through mobile number.

UPI App NameUPI App for AndroidUPI App for iOS
PhonePePhonePe for AndroidPhonePe for iOS
Google Pay ( GPay)Google Pay for AndroidGoogle Pay for iOS
PaytmPaytm for AndroidPaytm for iOS
Amazon PayAmazon Pay for AndroidAmazon Pay for iOS
free chargeFreeCharge for AndroidFreeCharge for iOS
BHIM AppBHIM App for AndroidBHIM App for iOS
SBI PaySBI Pay for AndroidSBI Pay for iOS
Mi PayMi Pay for AndroidMi Pay for iOS – not supported
MobikwikMobikwik for AndroidMobikwik for iOS
Samsung PaySamsung Pay for AndroidSamsung Pay for iOS – not supported
WhatsAppWhatsApp for AndroidWhatsApp for iOS

E] How to check bank balance from mobile through *99# service?

If you do not have a smartphone (Android or iPhone) and have a basic keypad phone, you can still use UPI. With *99# service you can check bank balance, send money etc.

Note – If your mobile number registered with the bank is of Jio network then you cannot use *99# service.

This feature works through sms, for this it is necessary to have balance in your sim card.

  1. Dial *99# on your phone. (This is a USSD number)
  2. If you have not already registered for UPI, then you have to register here first.
  3. To register with *99#, select the Register option from the menu.
  4. Now write the name of your bank in short form. Like for State Bank of India – SBI , for IDFC first bank – IDFC , for Bank of India – BOI write like this.
  5. Now you will get an OTP on your phone. Enter this OTP and link the account with UPI.
  6. Now you can use *99# service. Select the Check Balance option from the main menu.
  7. Now you will see the balance of your account in USSD reply.

You can check your bank account balance by dialing the USSD code directly. Dial the code given below according to your bank from your register number.

  • *99*41# – State Bank of India (SBI).
  • *99*42# – Punjab National Bank.
  • *99*43# – HDFC Bank.
  • *99*44# – ICICI Bank.
  • *99*45# – AXIS Bank.
  • *99*46# – Canara Bank.
  • *99*47# – Bank Of India.
  • *99*48# – Bank of Baroda.
  • *99*49# – IDBI Bank.
  • *99*50# – Union Bank of India.
  • *99*51# – Central Bank of India.
  • *99*52# – India Overseas Bank.
  • *99*53# – Oriental Bank of Commerce.
  • *99*54# – Allahabad Bank.
  • *99*55# – Syndicate Bank.
  • *99*56# – UCO Bank.
  • *99*57# – Corporation Bank.
  • *99*58# – Indian Bank.
  • *99*59# – Andhra Bank.
  • *99*60# – State Bank Of Hyderabad.
  • *99*61# – Bank of Maharashtra.
  • *99*62# – State Bank of Patiala.
  • *99*63# – United Bank of India.
  • *99*64# –  Vijaya Bank.
  • *99*65# – Dena Bank.
  • *99*66# – Yes Bank.
  • *99*67# – State Bank of Travancore.
  • *99*68# –  Kotak Mahindra Bank.
  • *99*69# –  IndusInd Bank.
  • *99*70# – State Bank of Bikaner and Jaipur.
  • *99*71# –  Punjab and Sind Bank.
  • *99*72# – Federal Bank.
  • *99*73# – State Bank of Mysore.
  • *99*74# – South Indian Bank.
  • *99*75# –  Karur Vysya Bank.
  • *99*76# –  Karnataka Bank.
  • *99*77# – Tamilnad Mercantile Bank.
  • *99*78# – DCB Bank.
  • *99*79# –  Ratnakar Bank.
  • *99*80# – Nainital Bank.
  • *99*81# –  Janata Sahakari Bank.
  • *99*82# –  Mehsana Urban Co-Operative Bank.
  • *99*83# – NKGSB Bank.
  • *99*84# –  Saraswat Bank.
  • *99*85# –  Apna Sahakari Bank.
  • *99*86# –  Bhartiya Mahila Bank.
  • *99*87# –  Abhyudaya Co-Operative Bank.
  • *99*88# – Punjab & Maharashtra Co-operative Bank.
  • *99*89# –  Hasti Co-Operative Bank.
  • *99*90# – Gujarat State Co-Operative Bank.
  • *99*91# – Kalupur Commercial Co-Operative Bank.

F) How to check bank balance from mobile with the help of internet banking?

All banks provide internet banking facility to their customers. You can check your account balance, mini statement, account statement and many other things with the help of internet banking from your phone or computer.

  1. Open your bank’s internet banking website on your phone or computer. (Below we have given the list of link of net banking website)
  2. Log in by entering your User ID / Customer ID / Username and your Password correctly.
  3. If needed, some banks ask for OTP verification. In this case, verify your login with the OTP received in the mobile.
  4. You can see your bank account balance on the screen as soon as you log in.
Bank NameInternet Banking Website Link
SBI – Click on Login Button.
ICICI Bank – Click on Login Button.
HDFC Bank – Click in Login Button.
Punjab National Bank – Click on Retail Internet Banking.
Bank of Baroda – Click on Login Button.
Bank of India – click on Login Button.
Canara Bank
UCO Bank
RBL Bank – Click on Login – Personal Banking
South Indian Bank – Click on Online Banking
Axis Bank
IDFC First Bank
Union Bank – Click on Retail  User Login
Sindh Bank – Click on Internet Banking
Indian Bank
Indian Overseas Bank
Federal Bank
Bandhan Bank
IndusInd bank
Kotak Mahindra Bank
Karnataka Bank – Click on Login – Internet Banking – Personal banking
Citi Bank
Bank of Maharashtra – Click on the Retail button.
Saraswat Bank – Click on Login to e-Banking

How to check bank balance on phone?

We have explained in detail how to check your account balance according to the bank. We have seen all the famous banks of India and ways to check their account balance. Open the article by clicking on the name of the bank given below.